了解保险 Understanding Insurance lěo jiě bǎo xiǎn

Dialogues

Dialogues 1

中文

A:你好,我想了解一下旅游保险。
B:您好!请问您要去哪里旅游?
A:我打算去云南丽江旅游,大概七天。
B:好的,丽江属于高海拔地区,建议您购买包含高原疾病保障的保险。
A:高原疾病保障?那具体包含哪些内容呢?
B:它包含了因高原反应导致的医疗费用报销,以及相关的紧急救援服务。
A:听起来不错,还有什么其他的推荐吗?
B:我们还有涵盖意外事故、行李丢失等多种项目的保险可以选择。您可以根据您的实际需求选择合适的险种。
A:明白了,谢谢您!

拼音

A:nǐ hǎo,wǒ xiǎng lěo jiě yī xià lǚ yóu bǎo xiǎn。
B:nín hǎo!qǐng wèn nín yào qù nǎ lǐ lǚ yóu?
A:wǒ dǎ suàn qù yún nán lì jiāng lǚ yóu,dà gài qī tiān。
B:hǎo de,lì jiāng shǔ yú gāo hǎi bá dì qū,jiàn yì nín gòu mǎi hán bāo gāo yuán jí bìng bǎo zhàng de bǎo xiǎn。
A:gāo yuán jí bìng bǎo zhàng?nà jù tǐ hán bāo nǎ xiē nèi róng ne?
B:tā hán bāo le yīn gāo yuán fǎn yìng dǎo zhì de yī liáo fèi yòng bào xiāo,yǐ jí xiāng guān de jǐn jí jiù yuán fú wù。
A:tīng qǐ lái bù cuò,hái yǒu shén me qí tā de tuī jiàn ma?
B:wǒ men hái yǒu hán gài yì wài shì gù,xíng lǐ diū shī děng duō zhǒng xiàng mù de bǎo xiǎn kě yǐ xuǎn zé。nín kě yǐ gēn jù nín de shí jì xū qiú xuǎn zé héshì de xiǎn zhǒng。
A:míng bái le,xiè xiè nín!

English

A: Hello, I'd like to inquire about travel insurance.
B: Hello! Where are you planning to travel to?
A: I'm planning to go to Lijiang, Yunnan, for about seven days.
B: Okay, Lijiang is at a high altitude, so I recommend you buy insurance that covers high-altitude sickness.
A: High-altitude sickness coverage? What exactly does that include?
B: It includes reimbursement for medical expenses due to altitude sickness and related emergency rescue services.
A: Sounds good, do you have any other recommendations?
B: We also have insurance options that cover accidents, lost luggage, and more. You can choose the right policy based on your needs.
A: I understand, thank you!

Dialogues 2

中文

A:你好,我想了解一下旅游保险。
B:您好!请问您要去哪里旅游?
A:我打算去云南丽江旅游,大概七天。
B:好的,丽江属于高海拔地区,建议您购买包含高原疾病保障的保险。
A:高原疾病保障?那具体包含哪些内容呢?
B:它包含了因高原反应导致的医疗费用报销,以及相关的紧急救援服务。
A:听起来不错,还有什么其他的推荐吗?
B:我们还有涵盖意外事故、行李丢失等多种项目的保险可以选择。您可以根据您的实际需求选择合适的险种。
A:明白了,谢谢您!

English

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Common Phrases

了解保险

lěo jiě bǎo xiǎn

Understanding Insurance

Cultural Background

中文

在中国,购买旅游保险已经越来越普遍,尤其是在出境旅游时。人们越来越意识到保险的重要性,可以保障出行安全。

拼音

zài zhōng guó,gòu mǎi lǚ yóu bǎo xiǎn yǐ jīng yuè lái yuè pǔ biàn,yóu qí shì zài chū jìng lǚ yóu shí。rén men yuè lái yuè yì shí dào bǎo xiǎn de zhòng yào xìng,kě yǐ bǎo zhàng chū xíng ān quán。

English

In China, buying travel insurance is becoming increasingly common, especially for overseas trips. People are increasingly aware of the importance of insurance in protecting their travel safety.

Advanced Expressions

中文

这份保险涵盖了哪些风险?

请问这款保险的理赔流程是怎样的?

这款保险的免责条款有哪些?

拼音

zhè fèn bǎo xiǎn hángài le nǎ xiē fēng xiǎn?

qǐng wèn zhè kuǎn bǎo xiǎn de lǐ péi liú chéng shì zěn yàng de?

zhè kuǎn bǎo xiǎn de miǎn zé tiáo kuǎn yǒu nǎ xiē?

English

What risks does this insurance cover?

What is the claims process for this insurance?

What are the exclusions of this insurance?

Cultural Taboos

中文

在与陌生人谈论保险时,避免直接谈及赔偿金额或个人隐私。

拼音

zài yǔ mò shēng rén tán lùn bǎo xiǎn shí,biàn mìng jié jiē tán jí péi cháng jīn é huò gè rén yīn sī。

English

When discussing insurance with strangers, avoid directly mentioning compensation amounts or personal privacy.

Key Points

中文

了解保险的关键点在于根据自身需求选择合适的险种,注意阅读保险条款,了解保障范围和免责条款。不同年龄段和身份的人群对保险的需求也不同。

拼音

lěo jiě bǎo xiǎn de guān jiàn diǎn zài yú gēn jù zì shēn xū qiú xuǎn zé héshì de xiǎn zhǒng,zhù yì yuè dú bǎo xiǎn tiáo kuǎn,lěo jiě bǎo zhàng fàn wéi hé miǎn zé tiáo kuǎn。bù tóng nián líng duàn hé shēn fèn de rén qún duì bǎo xiǎn de xū qiú yě bù tóng。

English

The key to understanding insurance lies in choosing the right policy based on your needs, paying attention to the insurance terms and conditions, and understanding the coverage and exclusions. Different age groups and identities have different insurance needs.

Practice Tips

中文

多进行模拟对话练习,可以和朋友或家人一起练习。

在实际场景中,大胆地用英文进行交流。

多看一些关于保险的资料,积累词汇和表达。

拼音

duō jìnxíng mónǐ duìhuà liànxí,kěyǐ hé péngyou huò jiārén yīqǐ liànxí。

zài shíjì chǎngjǐng zhōng,dàdàng de yòng yīngwén jìnxíng jiāoliú。

duō kàn yīxiē guānyú bǎo xiǎn de zīliào,jīlěi cíhuì hé biǎodá。

English

Practice simulated dialogues frequently, you can practice with friends or family.

In real-life situations, bravely communicate in English.

Read more materials about insurance, accumulate vocabulary and expressions.