账户开设 Account Opening Zhànghù kāishè

Dialogues

Dialogues 1

中文

您好，我想开设一个银行账户。
好的，先生/女士，请问您是办理个人账户还是公司账户？
我需要办理个人账户。
好的，请问您需要准备哪些材料？
身份证、居住证明和少量现金。
好的，请您填写这张申请表，然后将您的材料递交给我。
好的，谢谢。

拼音

nín hǎo, wǒ xiǎng kāishè yīgè yínháng zhànghù。
hǎo de, xiānsheng/nǚshì, qǐngwèn nín shì bànlǐ gèrén zhànghù háishì gōngsī zhànghù？
wǒ xūyào bànlǐ gèrén zhànghù。
hǎo de, qǐngwèn nín xūyào zhǔnbèi nǎxiē cáiliào？
shēnfènzhèng, jūzhù zhèngmíng hé shǎoliàng xiànjīn。
hǎo de, qǐng nín tiánxiě zhè zhāng shēnqǐng biǎo, ránhòu jiāng nín de cáiliào dìjiāo gěi wǒ。
hǎo de, xièxie。

English

Hello, I would like to open a bank account.
Okay, sir/madam, would you like to open a personal account or a corporate account?
I would like to open a personal account.
Okay, what documents do you need to prepare?
ID card, proof of residence, and a small amount of cash.
Okay, please fill out this application form and submit your documents to me.
Okay, thank you.

Common Phrases

账户开设

zhànghù kāishè

Account opening

Cultural Background

中文

在中国，开设银行账户通常需要提供身份证、户口本等材料。在一些情况下，可能还需要提供居住证明等辅助材料。 在办理业务时，通常需要排队等候。 中国银行服务通常会提供中文服务，部分银行也提供英文服务。

拼音

zài zhōngguó, kāishè yínháng zhànghù tōngcháng xūyào tígōng shēnfènzhèng, hùkǒuběn děng cáiliào. zài yīsū qíngkuàng xià, kěnéng hái xūyào tígōng jūzhù zhèngmíng děng fǔzhù cáiliào。 zài bànlǐ yèwù shí, tōngcháng xūyào páiduì děnghòu。 zhōngguó yínháng fúwù tōngcháng huì tígōng zhōngwén fúwù, bùfèn yínháng yě tígōng yīngwén fúwù。

English

In China, opening a bank account usually requires providing documents such as an ID card and household register. In some cases, additional documents such as proof of residence may also be needed. When conducting business, waiting in line is usually required. Chinese banking services generally offer services in Chinese, while some banks also provide services in English.

Advanced Expressions

中文

请问贵行办理个人账户开设需要多长时间？

除了身份证和居住证明，还需要其他的材料吗？

请问贵行提供哪些类型的账户？

拼音

qǐngwèn guì xíng bànlǐ gèrén zhànghù kāishè xūyào duō cháng shíjiān？

chúle shēnfènzhèng hé jūzhù zhèngmíng, hái xūyào qítā de cáiliào ma？

qǐngwèn guì xíng tígōng nǎxiē lèixíng de zhànghù？

English

How long does it take to process a personal account opening application at your bank?

Besides the ID card and proof of residence, what other documents are required?

What types of accounts does your bank offer?

Cultural Taboos

中文

在与银行工作人员沟通时，避免使用粗鲁或不尊重的语言。

拼音

zài yǔ yínháng gōngzuò rényuán gōutōng shí, bìmiǎn shǐyòng cūlǔ huò bù zūnjìng de yǔyán。

English

Avoid using rude or disrespectful language when communicating with bank staff.

Key Points

中文

开设账户时需要年满18周岁，并携带身份证等有效证件。 需注意填写信息的准确性，避免因信息错误导致账户开设失败。

拼音

kāishè zhànghù shí xūyào niánmǎn shíbā zhōusuì, bìng dài lái shēnfènzhèng děng yǒuxiào zhèngjiàn。 xū zhùyì tiánxiě xìnxī de zhǔnquèxìng, bìmiǎn yīn xìnxī cuòwù dǎozhì zhànghù kāishè shībài。

English

To open an account, you must be at least 18 years old and bring a valid ID card and other necessary documents. Pay attention to the accuracy of the information you fill out to avoid errors that lead to account opening failure.

Practice Tips

中文

角色扮演：模拟银行职员和客户进行对话练习。 场景模拟：在模拟环境下练习开设账户流程。 录音练习：记录自己的对话，并进行自我评价。

拼音

juésè bànyǎn: mónǐ yínháng zhíyuán hé kèhù jìnxíng duìhuà liànxí。 chéngjǐng mónǐ: zài mónǐ huánjìng xià liànxí kāishè zhànghù liúchéng。 lùyīn liànxí: jìlù zìjǐ de duìhuà, bìng jìnxíng zìwǒ píngjià。

English

Role-playing: Simulate a conversation between bank staff and customers. Scenario simulation: Practice the account opening process in a simulated environment. Recording practice: Record your conversation and self-evaluate.