银行业务 Banking Services yínháng yèwù

Dialogues

Dialogues 1

中文

您好，我想咨询一下关于国际汇款业务。

拼音

nín hǎo, wǒ xiǎng zīxún yīxià guānyú guójì huìkuǎn yèwù.

English

Hello, I'd like to inquire about international remittance services.

Dialogues 2

中文

好的，请问您要汇往哪个国家？

拼音

hǎo de, qǐngwèn nín yào huì wǎng nǎ ge guójiā?

English

Certainly, which country are you sending the money to?

Dialogues 3

中文

我要汇到美国，大概需要多少钱手续费？

拼音

wǒ yào huì dào měiguó, dàgài xūyào duōshao qián shǒuxùfèi?

English

I'm sending it to the US, about how much are the fees?

Dialogues 4

中文

手续费会根据汇款金额和汇款方式有所不同，您方便提供一下具体信息吗？

拼音

shǒuxùfèi huì gēnjù huìkuǎn jīn'é hé huìkuǎn fāngshì yǒusuǒ bùtóng, nín fāngbiàn tígōng yīxià jùtǐ xìnxī ma?

English

The fees vary depending on the amount and the transfer method. Could you please provide the specific information?

Dialogues 5

中文

好的，我需要汇1万美元，使用电汇方式。

拼音

hǎo de, wǒ xūyào huì yī wàn měiyuán, shǐyòng diànhuì fāngshì.

English

Okay, I need to transfer 10,000 US dollars, using wire transfer.

Common Phrases

国际汇款

guójì huìkuǎn

International Remittance

汇款金额

huìkuǎn jīn'é

Remittance amount

手续费

shǒuxùfèi

Fees

Cultural Background

中文

银行业务在中国非常普遍，人们日常生活中经常会用到银行服务，例如存款、取款、转账、贷款等。

在银行办理业务时，通常需要出示身份证件，并填写相关的表格。

在中国，银行职员通常会比较正式和专业，会耐心解答客户的疑问。

拼音

yínháng yèwù zài zhōngguó fēicháng pǔbiàn, rénmen rìcháng shēnghuó zhōng jīngcháng huì yòngdào yínháng fúwù, lìrú cúnkuǎn, qǔkuǎn, zhuǎnzhàng, dàikuǎn děng.

zài yínháng bànlǐ yèwù shí, tōngcháng xūyào chūshì shēnfènjiàn, bìng tiánxiě xiāngguān de biǎogé.

zài zhōngguó, yínháng zhíyuán tōngcháng huì bǐjiào zhèngshì hé zhuānyè, huì nàixīn jiědá kèhù de yíwèn.

English

Banking is very common in China, and people often use banking services in their daily lives, such as deposits, withdrawals, transfers, and loans.

When conducting banking business, you usually need to present your ID and fill out relevant forms.

In China, bank employees are usually quite formal and professional, and they patiently answer customers' questions.

Advanced Expressions

中文

除了电汇，还可以选择西联汇款等其他方式。

请您提供您的银行账号和开户行信息，以便我们尽快办理。

我需要您签署一份授权书，以确认您同意此项交易。

拼音

chúle diànhuì, hái kěyǐ xuǎnzé xīlián huìkuǎn děng qítā fāngshì.

qǐng nín tígōng nín de yínháng zhànghào hé kāihùháng xìnxī, yǐbiàn wǒmen jǐnkuài bànlǐ.

wǒ xūyào nín qiānshǔ yī fèn shǒuquán shū, yǐ què rèn nín tóngyì cǐ xiàng jiāoyì.

English

Besides wire transfer, you can also choose other methods such as Western Union.

Please provide your bank account number and bank information so we can process it quickly.

I need you to sign an authorization letter to confirm your agreement to this transaction.

Cultural Taboos

中文

避免在银行大声喧哗或随意插队。

拼音

bìmiǎn zài yínháng dàshēng xuānhuá huò suíyì chāduì.

English

Avoid making loud noises or cutting in line at the bank.

Key Points

中文

了解不同的汇款方式，选择最适合自己的方式。准备好相关的证件和材料，例如身份证、护照等。注意汇款手续费和汇率。

拼音

liǎojiě bùtóng de huìkuǎn fāngshì, xuǎnzé zuì shìhé zìjǐ de fāngshì. zhǔnbèi hǎo xiāngguān de zhèngjiàn hé cáiliào, lìrú shēnfènzhèng, hùzhào děng. zhùyì huìkuǎn shǒuxùfèi hé huìlǜ.

English

Understand the different remittance methods and choose the most suitable one. Prepare the relevant documents and materials, such as ID card, passport, etc. Pay attention to remittance fees and exchange rates.

Practice Tips

中文

多练习不同情境的对话，例如询问汇款手续费、查询汇款进度等。

可以和朋友或家人一起模拟银行业务场景，提高自己的口语表达能力。

注意语气和语调，使对话更加自然流畅。

拼音

duō liànxí bùtóng qíngjìng de duìhuà, lìrú xúnwèn huìkuǎn shǒuxùfèi, cháxún huìkuǎn jìndù děng.

kěyǐ hé péngyou huò jiārén yīqǐ mónǐ yínháng yèwù chǎngjǐng, tígāo zìjǐ de kǒuyǔ biǎodá nénglì.

zhùyì yǔqì hé yǔdiào, shǐ duìhuà gèngjiā zìrán liúchàng.

English

Practice dialogues in different contexts, such as inquiring about remittance fees, checking remittance progress, etc.

You can simulate banking scenarios with friends or family to improve your spoken language skills.

Pay attention to tone and intonation to make the conversation more natural and smooth.