银行开户 Opening a Bank Account Yínháng kāihù

Dialogues

Dialogues 1

中文

工作人员：您好，请问您需要办理什么业务？

我：您好，我想开个银行账户。

工作人员：好的，请您出示您的身份证和居住证。

我：好的，这是我的身份证和居住证。

工作人员：请您填写这张开户申请表。

我：好的，请问需要填写哪些信息？

工作人员：请您填写您的姓名、地址、联系电话等信息。

我：好的，我填好了。

工作人员：请您核对一下信息，确认无误后签字。

我：好的，我已经核对过了，信息无误。

工作人员：好的，请您稍等，我帮您办理。

我：谢谢您！

工作人员：不客气，请您拿好您的银行卡和存折。

拼音

gōngzuò rényuán: nín hǎo, qǐngwèn nín xūyào bànlǐ shénme yèwù?

wǒ: nín hǎo, wǒ xiǎng kāi ge yínháng zhànghù.

gōngzuò rényuán: hǎo de, qǐng nín chūshì nín de shēnfèn zhèng hé jūzhù zhèng.

wǒ: hǎo de, zhè shì wǒ de shēnfèn zhèng hé jūzhù zhèng.

gōngzuò rényuán: qǐng nín tiánxiě zhè zhāng kāihù shēnqǐng biǎo.

wǒ: hǎo de, qǐngwèn xūyào tiánxiě nǎxiē xìnxī?

gōngzuò rényuán: qǐng nín tiánxiě nín de xìngmíng, dìzhǐ, liánxì diànhuà děng xìnxī.

wǒ: hǎo de, wǒ tián hǎo le.

gōngzuò rényuán: qǐng nín héduì yīxià xìnxī, què rèn wú wù hòu qiānzì.

wǒ: hǎo de, wǒ yǐjīng héduì guò le, xìnxī wú wù.

gōngzuò rényuán: hǎo de, qǐng nín shāoděng, wǒ bāng nín bànlǐ.

wǒ: xièxiè nín!

gōngzuò rényuán: bù kèqì, qǐng nín ná hǎo nín de yínháng kǎ hé cúnzhé.

English

Staff: Hello, what can I help you with today?

Me: Hello, I'd like to open a bank account.

Staff: Okay, please show me your ID card and residence permit.

Me: Sure, here they are.

Staff: Please fill out this account application form.

Me: Okay, what information do I need to fill in?

Staff: Please fill in your name, address, phone number, etc.

Me: Okay, I've filled it out.

Staff: Please check the information and sign it if it's correct.

Me: Okay, I've checked it and the information is correct.

Staff: Okay, please wait a moment while I process it for you.

Me: Thank you!

Staff: You're welcome, please take your bank card and passbook.

Common Phrases

银行开户

yínháng kāihù

Open a bank account

Cultural Background

中文

在中国的银行开户，通常需要出示身份证、居住证等证件，并填写开户申请表。办理业务时，应保持礼貌，并注意排队顺序。

拼音

zài zhōngguó de yínháng kāihù, tōngcháng xūyào chūshì shēnfèn zhèng, jūzhù zhèng děng zhèngjiàn, bìng tiánxiě kāihù shēnqǐng biǎo. bànlǐ yèwù shí, yīng bǎochí lǐmào, bìng zhùyì páiduì shùnxù。

English

In China, opening a bank account typically requires presenting your ID card, residence permit, and other documents, and filling out an account application form. Maintain politeness and observe queueing order when conducting business.

Advanced Expressions

中文

请问贵银行提供哪些类型的账户？

除了身份证和居住证，还需要准备哪些材料？

开户流程大概需要多长时间？

请问开户后多久可以办理银行卡？

拼音

qǐngwèn guì yínháng tígōng nǎxiē lèixíng de zhànghù? chúle shēnfèn zhèng hé jūzhù zhèng, hái xūyào zhǔnbèi nǎxiē cáiliào? kāihù liúchéng dàgài xūyào duō cháng shíjiān? qǐngwèn kāihù hòu duō jiǔ kěyǐ bànlǐ yínháng kǎ?

English

What types of accounts does your bank offer? What documents do I need besides my ID card and residence permit? How long does the account opening process usually take? How long after opening the account can I apply for a bank card?

Cultural Taboos

中文

在银行办理业务时，不要大声喧哗，也不要随意插队。要尊重银行工作人员，保持礼貌和耐心。

拼音

zài yínháng bànlǐ yèwù shí, bùyào dàshēng xuānhuá, yě bùyào suíyì chāduì. yào zūnzhòng yínháng gōngzuò rényuán, bǎochí lǐmào hé nàixīn.

English

When conducting business at the bank, avoid loud conversations and cutting in line. Be respectful to bank staff and maintain politeness and patience.

Key Points

中文

银行开户适用于所有年龄段和身份的人群，但未成年人需要监护人陪同办理。关键点在于准备好所有需要的证件和材料，并耐心等待。

拼音

yínháng kāihù shìyòng yú suǒyǒu niánlíng duàn hé shēnfèn de rénqún, dàn wèichénɡnián rén xūyào jiānhù rén péitóng bànlǐ. guānjiàn diǎn zàiyú zhǔnbèi hǎo suǒyǒu xūyào de zhèngjiàn hé cáiliào, bìng nàixīn děngdài.

English

Opening a bank account is suitable for all ages and identities, but minors need a guardian's accompaniment. The key is to prepare all necessary documents and materials and wait patiently.

Practice Tips

中文

多练习用中文表达个人信息，例如姓名、国籍、职业等。

可以模拟银行开户场景，与朋友或家人进行角色扮演练习。

尝试使用不同的表达方式，例如更正式或更非正式的表达。

拼音

duō liànxí yòng zhōngwén biǎodá gèrén xìnxī, lìrú xìngmíng, guójí, zhíyè děng. kěyǐ mónǐ yínháng kāihù chǎngjǐng, yǔ péngyou huò jiārén jìnxíng juésè bànyǎn liànxí. chángshì shǐyòng bùtóng de biǎodá fāngshì, lìrú gèng zhèngshì huò gèng fēi zhèngshì de biǎodá.

English

Practice expressing your personal information in Chinese, such as your name, nationality, and occupation. Simulate a bank account opening scenario and practice role-playing with friends or family. Try using different ways of expressing yourself, such as more formal or informal expressions.