风险管理 Risk Management fēngxiǎn guǎnlǐ

Dialogues

Dialogues 1

中文

A：我的梦想是开一家跨文化交流中心，但担心经营风险。
B：风险管理很重要，你可以制定详细的商业计划，分析潜在风险，例如市场竞争、资金链断裂等。
C：对，还可以考虑风险规避措施，比如寻找可靠的合作伙伴，建立应急预案。
A：嗯，我会做好市场调研，学习相关的风险管理知识。
B：你还可以考虑购买商业保险，转移一部分风险。
C：这是一个好主意，这样能减少一些不确定性。
A：谢谢你们的建议，我会认真考虑并付诸行动。

拼音

A：wǒ de mèngxiǎng shì kāi yījiā kuà wénhuà jiāoliú zhōngxīn, dàn dānxīn jīngyíng fēngxiǎn.
B：fēngxiǎn guǎnlǐ hěn zhòngyào, nǐ kěyǐ zhìdìng xiángxì de shāngyè jìhuà, fēnxī qiányín fēngxiǎn, lìrú shìchǎng jìngzhēng、zījīn liàn duànliè děng.
C：duì, hái kěyǐ kǎolǜ fēngxiǎn guī bì cuòshī, bǐrú xúnzhǎo kě kào de hèzuò huǒbàn, jiànlì yìngjí yù'àn.
A：ń, wǒ huì zuò hǎo shìchǎng diàoyán, xuéxí xiāngguān de fēngxiǎn guǎnlǐ zhīshì.
B：nǐ hái kěyǐ kǎolǜ gòumǎi shāngyè bǎoxiǎn, zhuǎnyí yībùfèn fēngxiǎn.
C：zhè shì yīgè hǎo zhǔyì, zhèyàng néng jiǎnshǎo yīxiē bù quèdìng xìng.
A：xièxiè nǐmen de jiànyì, wǒ huì rènzhēn kǎolǜ bìng fùzhū xíngdòng.

English

A: My dream is to open a cross-cultural communication center, but I'm worried about the business risks.
B: Risk management is crucial. You can develop a detailed business plan and analyze potential risks, such as market competition and funding shortages.
C: Yes, you can also consider risk mitigation measures, such as finding reliable partners and establishing contingency plans.
A: Yes, I'll conduct market research and learn about risk management.
B: You could also consider purchasing business insurance to transfer some of the risk.
C: That's a good idea, it reduces some uncertainty.
A: Thanks for your suggestions, I will carefully consider and take action.

Dialogues 2

中文

English

undefined

Common Phrases

风险评估

fēngxiǎn pǐnggū

Risk assessment

风险管理

fēngxiǎn guǎnlǐ

Risk management

规避风险

guībì fēngxiǎn

Avoid risks

Cultural Background

中文

在中国的文化语境中，谈论风险管理通常比较直接，会着重讨论具体的应对措施和可行性方案。

拼音

zài zhōngguó de wénhuà yǔjìng zhōng, tánlùn fēngxiǎn guǎnlǐ chángcháng bǐjiào zhíjiē, huì zhuózhòng tǎolùn jùtǐ de yìngduì cuòshī hé kěxíng xìng fāng'àn。

English

In many English-speaking cultures, risk management is approached pragmatically, with a focus on balancing potential rewards and risks.

Advanced Expressions

中文

风险承受能力

风险转移策略

风险预警机制

拼音

fēngxiǎn chéngshòu nénglì

fēngxiǎn zhuǎnyí cèlüè

fēngxiǎn yùjǐng jìzhì

English

Risk tolerance

Risk transfer strategy

Risk warning mechanism

Cultural Taboos

中文

避免使用过于绝对或夸大的语言，例如“绝对安全”等说法。

拼音

bìmiǎn shǐyòng guòyú juéduì huò kuā dà de yǔyán, lìrú “juéduì ānquán” děng shuōfǎ。

English

Avoid using overly absolute or exaggerated language, such as statements like "absolutely safe" etc.

Key Points

中文

在与他人交流风险管理话题时，应根据对方的身份和背景，选择合适的语言和表达方式。避免使用专业术语，确保对方能够理解。

拼音

zài yǔ tārén jiāoliú fēngxiǎn guǎnlǐ huàtí shí, yīng gēnjù duìfāng de shēnfèn hé bèijǐng, xuǎnzé héshì de yǔyán hé biǎodá fāngshì。bìmiǎn shǐyòng zhuānyè shùyǔ, quèbǎo duìfāng nénggòu lǐjiě。

English

When discussing risk management with others, choose appropriate language and expressions based on the other person's identity and background. Avoid using jargon to ensure understanding.

Practice Tips

中文

模拟场景练习，例如模拟创业过程中的风险管理讨论。

准备一些常用的风险管理术语，并尝试用通俗易懂的语言解释。

与朋友或家人进行角色扮演，提高口语表达能力。

拼音

mòní chǎngjǐng liànxí, lìrú mònǐ chuàngyè guòchéng zhōng de fēngxiǎn guǎnlǐ tǎolùn。

zhǔnbèi yīxiē chángyòng de fēngxiǎn guǎnlǐ shùyǔ, bìng chángshì yòng tōngsú yìdǒng de yǔyán jiěshì。

yǔ péngyou huò jiārén jìnxíng juésè bànyǎn, tígāo kǒuyǔ biǎodá nénglì。

English

Practice in simulated scenarios, such as simulating discussions about risk management during the entrepreneurial process.

Prepare some commonly used risk management terms and try to explain them in easy-to-understand language.

Role-play with friends or family to improve your spoken communication skills.